Structured Financial Planning for Business Owners & SENIOR PROFESSIONALS

Clarity. Control. Long-term capital strategy.

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Built on Structure. Led by Experience.

Dempsey Financial Solutions is a boutique advisory firm based in Galway. The firm was founded by Padraic Dempsey, who brings over 25 years’ experience in banking, financial planning and corporate restructuring.

From early on, the focus has been on structure — particularly the strategic use of self-administered pension vehicles and corporate planning tools to build, protect and efficiently manage wealth.

Today, Rory Dempsey leads the financial planning side of the business.

We are planners first.
Wealth management follows the plan — not the other way around.

Long-term financial security comes from clarity, proper modelling and deliberate structure. When the right plan is in place, clients can make confident decisions and build lasting capital over time.

Our Focus

Business Owners & High Earners

Self-administered Pension Structuring

Corporate Wealth Extraction Strategy

Long-Term Cashflow Modelling

Intergenerational Planning

Financial Planning

 

Voyant Cashflow modelling

 

Why We Model Before We Recommend

A financial plan should function like a roadmap.

Before making any recommendation, we model long-term outcomes using structured cash-flow analysis through Voyant financial planning software. This allows clients to clearly see how pension decisions, corporate structures and investment strategies interact over time.

Many of the clients we advise are business owners, medical professionals and senior executives who require clarity around complex financial decisions. Modelling allows different scenarios to be tested before any strategy is implemented.

Planning Built Around Structure

Our planning process is designed for business owners and high earners who want clarity around pensions, corporate structures and long-term capital.

We use detailed Voyant cashflow modelling to test outcomes before making recommendations. Every strategy is aligned to a broader financial plan — not built around individual products.

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How We Work

1. Initial Structured Review

We begin with a detailed financial review, mapping pensions, corporate structures and long-term objectives.

2. Long-Term Modelling

Using cashflow modelling, we test outcomes before making recommendations.

3. Structural Implementation

Pension vehicles, corporate extraction strategy and asset allocation are aligned to the agreed plan.

4. Ongoing Review

Planning is deliberate and reviewed annually – not reactive.

TESTIMONIALS

“My wife and I came to you to discuss the options that were available for our future financial planning. We were very impressed with the personalised professional service and advice given to us and how you have tailored this specifically to suit our situation and future needs. We now believe that we have the right structure in place to hand over our estate to the next generation.”

 

Tony and Mary – Business Owner
Dentists– Dublin (Clients since 2010)

“I have been a client since 2013 and would highly recommend the services of Dempsey Financial Solutions. Padraic and his team assisted me with my complex financial structures and I have been more than happy with the results. I will definitely continue to avail of their service.”

 

Jack – Business Owner
Director, Westmeath (Client since 2010)

“I would like to express my thanks for the work you have done for me over the past years. The expertise and attention to detail with which you handle my financial affairs is excellent. Your continual advice on financial planning issues has saved me significant amounts of money.”

 

Pat, Business Owner, 
Co Galway (Client since 2009)

“We came to Dempsey Financial Solutions in 2009. We know how to earn money and how to spend it but when it came to financial planning we had no idea. After meeting with Padraic we took on his recommendations and here we are 6 years on, extremely pleased with the decision we made. We find the entire DFS team courteous, helpful and easy to work with and they are so easy to recommend to others.”

 

Colm and Lorraine Doctor and Housewife
Donegal (Clients since 2013)

“I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach. I gladly recommend your services whenever possible.”

 

Marie – Family Business Director, 
Dundalk (Client since 2013)

“The most valuable service I have every received! Since I have become incorporated, I have saved huge sums of money in tax per annum. You always explain everything thoroughly and I never feel uncomfortable asking questions or expressing an opinion.”

 

John, Doctor 
Galway (Client since 2009)

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We work primarily with business owners and high earners seeking clarity around pensions, corporate structures and long-term capital strategy.